Being 'flood smart' means understanding the risks you face both in property damage and personal injury where you live or have a business...and taking steps to lessen or mitigate those risk factors.
While flooding patterns in our area seem to be as volatile and unpredictable as ever, we're fortunate in that a significant amount of resources have been committed to understanding our Gulf Coast weather while providing the most accurate predictive tools available.There is a wealth of information available on topics such as wave action, revised flood plain mapping, flood insurance availability and similar topics that may be conveniently accessed on the Net. All that is required to help you minimize your exposure to losses is your commitment to know the facts and then to follow through with the suggested strategies.
Floods are one of the most common hazards in the United States, however not all floods are alike. Some floods develop slowly, while others such a flash floods, can develop in just a few minutes and without visible signs of rain. Additionally, floods can be local, impacting a neighborhood or community, or very large, affecting entire river basins and multiple states.
Flash floods can occur within a few minutes or hours of excessive rainfall. Overland flooding, the most common type of flooding event typically occurs when waterways such as rivers or streams overflow their banks as a result of rainwater and cause flooding in surrounding areas. It can also occur when rainfall exceeds the capacity of underground pipes, or the capacity of streets and drains designed to carry flood water away from urban areas.